Deblock, the French crypto banking startup aiming to merge everyday euro payments with fully self-custodied digital assets, has secured €30 million in fresh Series A funding, positioning itself as one of the fastest rising players in Europe’s digital finance landscape. The round, led by Speedinvest with participation from CommerzVentures, Latitude, 20VC, Headline, Chalfen Ventures and Kraken Ventures, will fund the company’s expansion into Germany and further into the European market.

The raise marks a significant vote of confidence in a model that seeks to unify traditional banking with on-chain functionality in a single, consumer friendly platform. Deblock offers users a standard euro current account paired with a real, private self-owned crypto wallet, allowing them to hold, spend and manage both fiat and digital assets without switching between apps or custodial exchanges. The company says it already serves 300,000 clients.

Deblock’s leadership emphasises that the new funding reflects a broader European shift toward hybrid financial systems. “Our goal is to create a clear and secure way to use both euros and digital assets in everyday life, and these markets are critical to defining the future of on-chain banking in Europe,” says CEO Jean Meyer. He adds that Germany will become the startup’s second core market, chosen for its strong appetite for digital financial services and its advanced regulatory environment.

The new investment also places Deblock at the top of a growing list of European crypto-banking and digital-asset infrastructure companies that raised significant capital in 2025. Tangany in Munich raised €10 million for its regulated asset-custody services aimed at banks and fintech companies. London based Agio Ratings secured €5 million to develop risk-rating tools for digital assets. OpenTrade, also in London, raised €6.1 million for its platform connecting institutional investors with stablecoin based yield products backed by real world assets. Together, those rounds total approximately €21.1 million, well below what Deblock has now secured, highlighting the scale and ambition behind its pan-European strategy.

Industry analysts say the momentum underscores the rising demand for digital asset infrastructure that can integrate seamlessly with consumer banking. Tangany’s presence in Germany is particularly notable given Deblock’s decision to make Germany its expansion priority. The overlap signals a competitive but fast growing market for regulated crypto custody, blockchain-based payments, and embedded financial services.

Speedinvest partner Tom Filip Lesche describes Deblock as part of a new generation of financial platforms. In his view, neobanks created the “mobile first” revolution, but Deblock represents the next phase, where user-controlled wallets, on-chain programmability and banking-grade compliance converge. This hybrid layer, he argues, is where mass-market crypto adoption will take shape.

Deblock’s founding team includes former senior operators from Revolut and Ledger, bringing banking, fintech and crypto security expertise together under one product vision. The goal is to remove the friction that has traditionally separated fiat and digital assets, allowing users to pay bills, make regular purchases, invest in crypto, save through vaults, and access selected decentralised finance services within a single interface. Crucially, Deblock’s design keeps users in full ownership of their private keys, a distinction from custodial crypto exchanges that hold assets on behalf of customers.

Investors say this dual-rail approach is what makes the product suitable for mainstream adoption. CommerzVentures managing partner Paul Morgenthaler notes that by embedding a self-owned crypto wallet within a familiar euro account, Deblock “bridges the worlds of crypto and traditional banking with no complexity and full compliance”.

For regulators, this emerging category presents both challenges and opportunities. The European Union’s Markets in Crypto Assets (MiCA) framework, now in its phased implementation period, establishes standardized rules for digital asset custody, stablecoin issuance, and crypto service providers. Startups like Deblock are positioning themselves as MiCA ready, aiming to operate above regulatory expectations while offering transparency and consumer protection in an industry long criticized for opacity.

Deblock’s planned launch in Germany aligns with the country’s leadership role in digital asset regulation. Germany has some of Europe’s clearest licensing pathways for crypto custody and tokenized financial products, making it an attractive expansion target. The company says the new capital will support team growth, customer support infrastructure and local product adaptation to meet German messaging, compliance and onboarding requirements.

The broader European movement toward reshoring infrastructure is also visible in this funding round. Several of Deblock’s investors, including InnoEnergy and Groupe IDEC, are also backing large scale manufacturing and energy transition projects across the continent. While these are different sectors, the trend reflects Europe’s desire to reclaim technological sovereignty across banking, energy, and digital infrastructure. By giving consumers direct custody of assets within a regulated bank-like environment, Deblock is effectively participating in that sovereignty push at the retail financial level.

The founders say they want to prove that on-chain banking can operate with the same reliability and consumer protections as mainstream fintechs, while offering features that traditional banks cannot match. The vision is a Europe where everyday financial behavior gradually shifts toward programmable money, transparent ledgers and user controlled wallets, without requiring consumers to be crypto experts.

As investors put more capital behind the category, 2025 is shaping up to be a defining year for Europe’s next wave of fintech innovation. With €30 million in fresh funding and a clear strategy for expansion, Deblock is now one of the leading companies trying to reshape how Europeans hold, spend and interact with both fiat and digital assets.